Blogs
Caravan Insurance in Australia: What’s Covered, What Isn’t and How Cover Is Structured
A caravan is usually the second most valuable thing a household owns, and it spends much of its life parked, towed or stored somewhere other than home. That combination is why caravans are generally insured separately rather than under a car policy or a home policy....
What Is Excess in Car Insurance? When You Pay It, When It May Be Waived and How It Affects Your Premium
An insurance excess is the amount the policyholder contributes when making a claim. Whether an excess applies, its amount, and the circumstances in which it may be waived depend on the policy. That one sentence answers most of the question, but it hides the part that...
Modified Car Insurance in Australia: What Counts as a Modification and What to Check With Your Insurer
A set of aftermarket wheels, a lift kit, a tune, a bull bar, a tow bar, a roof rack, a subwoofer, a wrap. Australians modify their cars constantly, and most of it is ordinary. The insurance question is not whether modifications are allowed — it is whether your...
Rideshare Insurance in Australia: What It Is and Why Your Existing Policy May Not Be Enough
What rideshare insurance covers in Australia, why a personal motor policy may not respond when you drive for a platform, and what to check first.
Motorhome and Campervan Insurance in Australia: What Is Covered, What Is Not and How to Compare Policies
Quick answer: motorhome insurance is the policy type written for a self-propelled recreational vehicle — a coach-built motorhome, a van-conversion campervan or a bus conversion — where the engine, the cab and the living area are one registered vehicle. Insurers...
Boat Insurance in Australia: What It Covers, What It Excludes and How to Compare Policies
Quick answer: boat insurance in Australia is not compulsory in most circumstances, but it is the only thing standing between you and the full loss of a hull, motor and trailer, or a liability claim from another vessel or a swimmer. Policies differ far more than car...
Jet Ski Insurance in Australia: What It Covers and What It Doesn’t
What jet ski insurance covers in Australia, the cover levels available, common exclusions, and how registration and licensing rules differ by state and territory.
Camper Trailer Insurance in Australia: What’s Covered and What Isn’t
Quick answer: You can buy insurance marketed specifically for camper trailers. But in every current policy document we reviewed, the contractual cover sits inside a broader caravan or trailer wording — and which of those two branches your camper trailer is...
Trailer Insurance in Australia: What It Covers, What It Excludes and When You Need It
Trailer insurance is not compulsory in Australia — and that is exactly why so many people find out too late how little cover they actually have. Allianz puts it plainly: "Although you're not legally required to have caravan or trailer insurance, it's worth considering...
Horse Float Insurance in Australia: What Is Covered, What Is Not
Horse float insurance in Australia: why your car policy does not cover the float, why the float is insured but the horse is not, and what actually drives the price.
End of Financial Year – Good Time to Buy a Car?
If you're looking to buy a car in Australia, timing your purchase around the End of Financial Year (EOFY) could lead to significant price discounts. As the final month of the financial year approaches, car buyers can benefit from some of the best car deals on offer....
Tips to Finding the Perfect Car Loan for YOU!
So, you’ve got that dream car in mind and it’s time to talk car finance but the thought of trying to compare loans and interest rates has your head hurting? We get it! So let us try to break it down for you, that way instead of you trying to navigate the world of car...
Pre-Purchase Car Inspection Cost in Australia: What You Pay, What’s Included and When It’s Worth It
A pre-purchase inspection is an independent check of a used car, done before you commit to buy. The cost depends on the provider, the type of vehicle, how much is checked and where the car is. This guide sets out what several major providers publish, what affects the...
Vehicle Inspection WA: When You Need One, Roadworthy Rules & Buying Checks
Western Australia works differently from states like Victoria. In WA, there is no general rule that a private seller must hand over a roadworthy certificate when selling a currently licensed vehicle. A vehicle inspection is required in specific situations, such as...
Roadworthy Certificate Victoria: When You Need One and What It Covers
A roadworthy certificate (RWC) is a Victorian safety check that often comes up when you buy or sell a registered car. Buyers want to know what it proves. Sellers want to know when they must provide one. This guide explains what an RWC is, when it is generally needed,...